8 Decks

The following tables show the possible outcomes of the banker, player, and tie bets for an 8-deck game. As you can see in the left cells in each table, the house edge is 1.06% on the banker bet, 1.24% on the player bet, and 14.36% on the tie bet.

6 Decks

The following tables show the possible outcomes of the banker, player, and tie bets for a 6-deck game. As you can see in the lower left cells in each table, the house edge is 1.06% on the banker bet, 1.24% on the player bet, and 14.44% on the tie bet.

1 Deck

The following tables show the possible outcomes of the banker, player, and tie bets for a single deck game. As you can see in the lower left cells in each table, the house edge is 1.01% on the banker bet, 1.29% on the player bet, and 15.75% on the tie bet.

Reduced Commission Baccarat

Some casinos may offer a commission less than 5% on winning banker bets. For years the Horseshoe in Las Vegas offered a 4% commission on their big table game. For a short time in 1989 the Sahara offered 0% commission. The Betfair Internet casino offers a 2.75% commision in their “Zero Lounge.” The following table shows the expected value on the banker bet according to the number of decks and commission.

9 to 1 Tie Bet

The tie bet is known to pay 9 to 1 in some casinos. The expected value on the tie bet if it pays 9 to 1 is given below:

• 8 decks: -4.844%
• 6 decks: -4.931%
• 1 deck: -6.385%

Egalite Bets

Some casinos in London offer “egalite” bets on specific ties, by the total of the tie. For example, a 5-5 tie pays 110 to 1. The following table shows the probability and return for each bet, based on eight decks.